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Salary loan Philippines

Without fees 0%
  • 0% up to 25 000 ₱ First loan
  • 1 000 ₱ - 25 000 ₱ Amount
  • 18 - 70 Age
  • 61 day - 4 months Term
The first loan for free
  • 0% up to 20 000 ₱ First loan
  • 500 ₱ - 20 000 ₱ Amount
  • 22 - 75 Age
  • 90 days - 6 months Term
0% for 7 days
  • 0% up to 10 000 ₱ First loan
  • 1 000 ₱ - 25 000 ₱ Amount
  • 21 - 70 Age
  • 61 day - 6 months Term
0% for first loan
  • 0% up to 10 000 ₱ First loan
  • 1 000 ₱ - 20 000 ₱ Amount
  • 21 - 70 Age
  • 61 day - 90 days Term

How to get a online loan?

How to repay the loan?

If I can't pay back?


Compare available loan companies

Choose the most suitable and advantageous creditor that meets your wishes.


Choose a company and fill out the application

The time to fill out the application form will not exceed 5 minutes.


Sign the contract and get the money

After confirmation, you receive the money in the way you choose - to the account or in cash.

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Where to get the best salary loan?

Salary loans are basically a solution for people who need money until the payday (SMS loans and mini loans also fall into this category). A salary loan is also often used as a supplement to monthly income and is primarily considered a loan taken for personal consumption. Some of the notable features of a salary loan are that it is extremely fast, easy and has a quick application process. Due to the short and fast application process, you, as a borrower, will experience the same fast payment of the loan amount.

MyCredy helps you find the right loan

Nowadays you have endless opportunities in the loan market. It can therefore be a challenge to find the solution that best suits your situation.

At MyCredy, our goal is to make your loan search as simple and fast as possible. Whether you want a loan with a low interest rate, borrow money without interest or have a flexible term, we can help you - we have a loan that suits everyone. We have therefore developed a smart and transparent comparison service, which contains all the most current and popular loans in the loan market.

When you need to borrow money, you can sometimes save thousands if you compare several loans and lenders before deciding which loan you want to take out.

The lending process

To apply for a salary loan, you will go through a simple process. It starts with you deciding on the amount you want as well as the time you want to repay the loan. Then you fill in your loan application. You do this online, without having to go to a bank or a credit institution. You can stay in peace and quiet at your home and take care of everything via your computer or mobile phone. In connection with the loan application, you will probably be asked to identify yourself with, for example, BankID, which makes it possible for the lending institution to make decisions quickly. Assessment and answers will return quickly.

It is only when you sign and approve a quick loan that you accept the offered terms and you commit to some commitment. You do not commit to the actual application for the loan! There is no cost to apply for a quick loan.

By applying to several lending institutions at the same time, you will receive more answers with different conditions. It gives you an opportunity to get an overview of the different terms offered, which makes it easier for you to choose a solution that has terms that are best for you.

Requirements for salary loans on the Internet

In order to receive salary loan, you must meet certain requirements. The requirements may differ depending on which loan company you are applying to and how much loan you plan to apply for. In some cases, you must be 18 years old, while in others there is an age limit of 20 years. In principle, all lenders require you to have taxable income, but how much you have to earn can vary.

Many lenders require that you do not have a debt balance with an enforcement officer or payment notes. Some people assume you have old payment notes, but they shouldn't be under 6 months old. Our site makes it easy to compare loans so you can find the one that works best for you and your situation.

Advantages of salary loans

There are advantages to taking out a salary loan through short-term loan lenders. These benefits stand in the way of traditional lending options and will win every time as they adapt to the growing need for immediacy and convenience that is evolving in today's society. For the majority of the population living on paycheck, these benefits are sufficient for customers to take out such loans. Below are the benefits that customers seek when applying for a salary loan.

Quick approval

The biggest advantage of salary loans is the fast and convenient access they offer. You can quickly apply for a loan online. The processing is fast - within a few minutes after you have been accepted for a loan, the money lands in your bank account. This is beneficial for those who are in a tight situation and need to make an urgent payment.

Relatively simple approval conditions

Getting approved for a salary loan is not as difficult or time consuming as for a traditional loan. In fact, most applicants are quickly and easily approved for the loan. This is a leading advantage for salary loans offered by short-term lenders. Some of these short-term lenders look at your credit rating with a soft check of your credit. What this means is that a hard request is not drawn which can negatively affect your credit rating. What these lenders often look for are things like checking income.

You can find a lender online

Have you been looking for one of these short term lenders? These lenders are readily available in the palm of your hand on your phone. A quick online search will show you a variety of options for salary loans. 

While there are several advantages and disadvantages to salary loans, online lenders make this option a convenience for those who need cash quickly.

Get the best salary loan at MyCredy!