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Useful financial advices on important and topical issues

 

Gadget loan

Gadget loan

What can you do if you don't have enough money to buy a computer, phone or other gadget? Save money or take a gadget loan!

Can you be jailed for debt in the Philippines?

Can you be jailed for debt in the Philippines?

Having applied for a loan, a person is obliged to repay it. And any obligations, in case of non-fulfillment, are punishable.

Loan agreement Philippines

Loan agreement Philippines

For most of us, a loan is the only chance to get out of a difficult situation and solve financial problems.

Advantages of online loans

Advantages of online loans

Nowadays, the popularity of online loans in the Philippines has grown significantly. Even people who were adamant that reliable credit can only be obtained from banks are starting to change their minds, as online credit institutions are constantly offering competitive and faster solutions. Read on to find out the benefits of fast loans!

Ways to keep your data safe online

Ways to keep your data safe online

Did you know that 92.6% of the world's population uses the Internet? Nowadays, you can accomplish a great many things online that were not even imaginable before. You can connect with people from the other side of the world, you can build careers online, you can transfer money and much more. The possibilities are great, but it also means that the responsibilities are great as well, because if you are an active Internet user, you must take care of the security of your information so that Your data is not misused. There is a lot of information about data protection in general, but people often forget how important it is to constantly take care of data security, so here are a few reminders.

Long-term or short-term loan - what to choose?

Long-term or short-term loan - what to choose?

It may seem that the difference between long-term and short-term loans is clear to everyone. This is far from the case as there is still a lot of uncertainty regarding these two types of loans today. Apart from the obvious differences in loan conditions, there are several important aspects to consider when choosing short- or long-term loans. We are sure that by reading this article, you will find out the differences between short-term and long-term loans!

Loan myths

Loan myths

It's no secret that most people need the help of lenders to make large purchases or cover unforeseen expenses because they don't have enough money. There is misconception in society about lenders and the loans themselves, which is very often the reason people are afraid to borrow. We have summarized a number of popular stereotypes about loans and why these assumptions are incorrect.

Financial habits nowadays

Financial habits nowadays

Given the situation in the world in recent years, people's daily habits have changed significantly. The socialization of people and working conditions have changed, as have the way people handle money and save money. MyCredy team has compiled a set of financial habits that most people use on a daily basis.

Benefits of minimalism

Benefits of minimalism

Minimalism" - you can hear this word more and more often. Many people use this term on a daily basis, but do not fully understand its meaning. It might seem that minimalism means getting rid of as many material things as possible. This is partly true, but minimalism does not mean that you should give up the things that make you happy. Minimalism is a way of life and a process by which you can relieve the stress of unnecessary things and create a sense of freedom that will make your daily life easier. By embracing minimalism, many people have recognized that they have definitely become happier and that they no longer need to seek joy elsewhere. These people look more at everyday things and appreciate each new life experience. A very important reason why people turn to minimalism is because it saves a lot of money

Ways to simplify your everyday finances

Ways to simplify your everyday finances

In today's rush, it is very important to make your daily life easier without unnecessary stress. Money stress is also very common in people's lives, and in order to avoid it, you need to be able to simplify your finances. Here are some tips to help you make the most of your money.

How to manage your finances before Noche buena?

How to manage your finances before Noche buena?

Noche buena celebration is very close, but you haven't bought any gifts yet? Are you afraid that your financial resources will not be enough to buy gifts and organize celebration? With proper discipline and planning, managing money before Noche buena can be easier than it sounds. It is important not only to prioritize spending, but also to understand what is most important during this holiday season. After all, this is a time that you need to spend with family, not a time to get into debt. We've put together a number of tips to help you manage your finances successfully before Noche Buena.

Why You should save for Your health

Why You should save for Your health

The well-being and mood of each person depends largely on their state of health. Very often we do not pay much attention to our health or do not take enough care of it, which can lead to various consequences. Human health affects various aspects of daily life: A person's ability to work is affected if the state of health does not allow them to do certain things, which can also affect the amount of income.

Positive purchases that You will not regret

Positive purchases that You will not regret

Nowadays, a lot of people talk about saving money and how to limit their purchases in order to be able to call themselves a financially successful person in the long run. It must be understood that financially successful people also make purchases and these purchases are not always productive or necessary. Efficient use of money is also about making purchases that make you happy.

How to get passive income?

How to get passive income?

Nowadays, there are so many different ways to earn. There are people who have enough money to earn just one paid job, but other people choose to earn from a variety of sources. Passive income is not exactly passive - it is income that can be obtained in addition to existing work, and most of it requires investment in order to make a long-term profit. What jobs can be a source of passive income? We have compiled a couple of examples of passive income generation methods.

“Poor habits” that spend Your money inefficiently

“Poor habits” that spend Your money inefficiently

There is a belief that to be able to live financially independently and not have to worry about money, you need to work harder to earn more. This belief is correct, but not entirely, because in order to be a financially stable person, you need to get rid of "poor" habits. What are financially "poor" habits?

Do You live beyond Your means?

Do You live beyond Your means?

Everyone wants to live well and not worry about finances. Often people try to live the way they would like to live, not the way they can afford to live, which results in reckless shopping and debt. Not sure if You fall into the category of people who spend more than they spend? Here are a few signs.

Financial advice for young parents

Financial advice for young parents

Newborn in the family is a wonderful thing, but it is also a big responsibility, because new parents have to think not only about raising their baby, but also about finances and daily needs. To give you an insight into how to make everyday life easier for young parents, read a few tips we've prepared for you!

Why do people borrow money online?

Why do people borrow money online?

It is no secret that many of us often borrow money, because not everything can be realized with our own money.

Financial planning

Financial planning

It has been almost a month since you set your New Year’s resolutions, but there is still plenty you can do to make those goals a reality.