Digido is a legit and state-licensed online lender with an extensive network of branches across the Philippines. Digido stands out from its competitors with a fully automated online portal and highly innovative, customer-friendly financial solutions. Our automated loan lending system makes independent decisions based on each application and transfers money within a few hours. We provide a wide range of loans from 0% interest promotional loans to non-collateral loans of up to PHP 25,000.
Digido realizes that not everybody can make loan applications through our online platform or our mobile application. Our banking professionals, with their customer-friendly approach and domain expertise, help such people secure the right loans without any confusion or inconveniences. You can choose your own option to make a loan - come to our office or make a loan on the website.
Three simple steps and you will receive the money
Create your private space on the website
- You must complete the form with your personal data. For this you only need your ID and phone number. Everything is very simple! Completing the form takes a few minutes.
Indicate how to transfer the loan
The robot service Digido collaborates with major partners so that you can obtain and repay the loan in the most comfortable way.
Sign the contract with Digido
- Confirm your consent to obtain the loan online. You will receive the confirmation code via a message via a telephone. The loan will be transferred in real time in the simplest way for you.
The additional benefits of Digido
- You choose independently the sum and term of the loan.
- You can complete the form to obtain the loan during the day and night, on the holidays and on the weekends. The transfer is made at any time.
- The remuneration is only for the days of the use of the money.
- You can register and complete the form without leaving your computer. All you need is the Internet. The whole process takes place in real time, without long waiting!
Who is eligible to apply?
- 21-70 years old;
- Employed individuals and selected professionals;
- Filipino Residents.
How long will it take from the approval of the application to the receipt of the amount?
We send the money to you a couple of seconds after confirming the contract. Then everything depends on your bank. It is possible to expect the reception of money during the week during the working hours from 8:00 to 16:00. In the case of approval of the application during the night, it is possible to receive the money the following morning. If the approval has occurred during the weekend, you will receive the transfer on Monday morning.
How do Instant Loans Work in the Philippines?
In the Philippines, the distribution of banks is quite scattered, especially in the non-metro regions. It keeps nearly 70% of the population of the Philippines beyond the ambit of formal banking services. It creates a double whammy effect. The majority of the non-urban population has to travel to remote cities to get a banking service. The massive influx of customers makes the banks overcrowded, and you have to spend considerable time in the queue to get things done. Along with the tedious documentation process, it makes loans from banks an unhappy endeavor for the majority. On the other hand, for most of the online loans, what you need is just a valid ID card and income proof. The loan application and approval process are straightforward, and anyone with Internet access can get a loan instantly.
The very first step for an online loan is creating a user account on the portal. A user can apply for a loan from his or her account and upload the necessary documents to prove the creditworthiness. The system will evaluate the application and will give you a decision within a few minutes. Once the loan agreement is approved, you will receive the money in the specified account within a few hours. For repeat borrowers with no pending loans, the documentation part is often omitted for the second loan. The Internet penetration of the Philippines is high. So when an urgent financial requirement such as a medical emergency or vehicle repairing hits, any Filipino's first choice would be an online loan rather than a brick-and-mortar bank in a distant location.
What if I have been denied the loan?
If you are of legal age and have always made credit payments on time, there may have been an error. Try once more to fill out and send the application. The more personal data you indicate, the greater the chance that your application will be approved.