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Amount: 1000 ₱ - 20000 ₱ First loan for free: Yes Receiving time: 1 hr. Term: 7 days - 90 days Receive a loan

Company data

Address Unit 1402-06 14th Flr Tycoon Centre, Pearl Drive, San Antonio, Pasig City
Phone number -
Monday - Friday 00:00 - 24:00
Saturday 00:00 - 24:00
Sunday 00:00 - 24:00
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About Online Loans Pilipinas

Online Loans Pilipinas is a fintech platform that caters digital financial solutions in response to Filipinos needs. We are focused on online micro and consumer financing and we aim to uplift the financial well-being of customers.

We provide fast and easy service financial solutions to every Filipino’s financial needs without office visits, collateral and complex approval process or waiting in a queue.

Online Loans Pilipinas offers an inventive, consistent and quick way to deal with customer loan products, enabling us to adjust to your changing needs - serving you with high business morals and transparency.

What are the requirements in applying?

Customers must be:

  • Between 22 to 70 years old.
  • Currently employed or with a steady source of income.
  • Have any of ids: TIN, Passport, PRC, UMID, SSS, Driver’s License.
  • All customers should have valid Bank account.
  • Soon you will get an option to get disbursement with GCash or cash pick up.

Why us?

  • Simplest process - no collateral, only 1 valid ID, no payslips or proofs of billing.
  • Fast approval, Instant disbursement - get a decision in a few minutes and get money in less than 5 minutes 24/7 even on holidays.
  • Better offer for repeaters - repay your loan on time and get up to P20`000 on your next loans and other benefits.
  • Transparent costs - with the full cost shown up front, use the calculator to count fees applied before making a decision.
  • Flexible repayment terms - in case of unforeseen circumstances through no fault of the borrower, get 30 days extension.

How to apply for a loan?

To apply for a loan with Online Loans Pilipinas, kindly follow these easy steps:

  • Navigate the online calculator to choose the desired loan amount and loan term in homepage of the website or mobile application.
  • Fill out all the required details correctly and accurately.
  • Wait for approval. We will send you SMS for confirmation or we might call you for verification.

What are the interest rate and charges?

For fees and interest, study the terms and conditions and the disclosure statement before proceeding with the loan transaction.

For our first time cutomers we offer zero interest and no processing fee loan. Try our service for free!

What is the processing time for disbursements?

To get money instantly, you can use Instapay option. Usually it takes 1 to 5 minutes to get your loan proceeds.

If your loan was approved:

  • before 1 PM, loan proceeds will be received by 6 PM onwards on the same day.
  • after 1 PM, or on Weekends and holidays, loan proceeds will be received by 6 PM on the next business day.

How to repay?

Choose between these 3 payment options:

For Online banking via dragonpay - RECOMMENDED for faster payment posting & acct update:

  • Step1: Go to;
  • Step2: Choose Online Banking;
  • Step3: Follow steps 1-4 of online banking to generate dragonpay reference number;
  • Step4: Follow and complete payment instructions from dragonpay.

For Over-the-counter, Repayment thru:

  • Step1: Go to;
  • Step2: Choose Over-the-counter;
  • Step3: Choose your preferred over-the-counter channel and follow the instructions.

For E - Wallet, Repayment thru:

  • Step1: Go to;
  • Step2: Choose E-wallet;
  • Step3: Choose your preferred E-wallet and follow the instructions.

I am planning to settle my loan early; can I re-apply again?

For loans with 7 days and 10 days term, you can pay your loan early but the contract will only close and be eligible for re-loan on your assigned maturity date and be.

For 15 days 21 days and 30 days loan term. You can pay after the 50% of your initial loan term and pay only the due amount for that day.

Do you have installment loans?

Our good standing customers are enjoying the benefits of Installment Loan service. Always settle your loan on time and soon you'll get installment offer with better interest rate and term.

Online Loans Pilipinas reviews

James 10.05.2021 ⭐⭐⭐⭐⭐

Thank you, great service 💯

Ana Marie Santos 21.05.2021

Ang taas ng interest nyo mga wala kayong awa

Andrea 14.06.2021 ⭐⭐⭐⭐⭐

easy and fast

Jeric 21.06.2021

Akala mo tatakbuhan 2 araw pa bago mag due account ko tawag na kayo ng tawag ipademanda ko kayo ehh for harassment eh

Alberto 25.06.2021 ⭐⭐⭐⭐⭐


lj 14.08.2021

nanghharass yan sila...

Myra 27.08.2021

very unreasonable rates. Don't borrow here. Very misleading ads

BONNA ROSE 03.09.2021 ⭐⭐⭐

pano if stagard basis ung binayad mo at hindi buo

Celine 10.09.2021 ⭐⭐⭐⭐⭐

Everything was great. Got many so fast

John 23.09.2021 ⭐⭐⭐⭐⭐

Thank you for nice service

Alex 04.10.2021

Processing fee is not divulged before loan is released.

Maya 01.11.2021 ⭐⭐⭐⭐⭐

I don't understand why such bad reviews. My experience with this company was very good.

Ana marie 05.12.2021


Mark Nino Mundia 06.12.2021 ⭐⭐

Advance payment ayaw pa nla tanggapin

Sandra 25.12.2021 ⭐⭐

I pay early less than 7 days and it still not credited to my account what shoul I do?

Mhix 18.03.2022

They are texting my mom several messages. I already explained to them that my mom got hospitalized they have high interest too. biruhin mo yung 10k na loan nakuha nlng is 8k plus tapos ibabalik 13800 tapos lagi kme advance ng 2 days kapag nagbabayd nung nakikiusap kame na maginstallment tapos tinawagan kme ng agent nila ang tapang nila makipagusap. my mom is now stressed hindi na nmin siya makausap ng maayus. hnd nmn sila tinatakbuhan nakikiusap lng kase need ng pera para sa nanay kong may sakit. pero hnd nila naiintindihan kpag may nangyaring msama sa nanay ko ipapademanda ko kayo kase nakasave lahat ng text niyo

Kate Nicole Filosofo Pacurib 04.04.2022

I already settle the account pero bakit on my end my balance padin and ang hirap kasi wala silang contact number to contacts

hyy 18.04.2022

Hey ! I didn't applied loan bakit nagagamit personal information ko sa company nyo !

Avie 29.04.2022

Dapat may -0 rating. Grabe tubo.kaya hinde nako nagrenew ng loan i ask agent to remove my account they sent confirmation. Then sent again confirming i have loan. They are legit scammers


They will let you pay an amount you did not even borrow in the first place. They will use your account details to scam you.

Jonathan 21.07.2022

guys, look, duburst na daw ang loan ko pero wla pako natatanggap. wla silang pwede makausap na service representative at wla maayos na tagasagot ng email para maggollow up ng concern. this is the worst app worst than piso juan scam loan.

Judi 01.09.2022 ⭐⭐⭐

Based on my experience here in OLP ok naman but the interest rate is quite high compare to other lending companies online, kaya nag TALA nlang ako kasi consistent pa.

James 12.09.2022

Bastos ung tumatawag sa kliyente at naniningil.kahit wala ka naman utang sakanila

Jennifer 08.02.2023

Hello Guys nag apply Din ako right now sabi sa txt na approve na loan ko Hindi ko rin makakuha kc I don't have gcash account..paano yan Naloko ako ha

Jennifer 08.02.2023

Paano kuyan babayaran eh Wala ako nakuha kahit peso?? Wala ako makontak para magawan ng paraan..wala akong babayaran kc Wala akong na claim kahit piso

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