Vamo.ph understands the local market need for an easy and manageable loan product that helps its clients to achieve financial flexibility and ease of access. We offer credit lines that can be accessed anytime and repayment schemes to suit every budget situations.
Simple and Efficient
- Register. Fill out the application and confirm submission by OTP (one-time password);
- Await the confirmation. You may receive a call from our customer service representative;
- Withdraw the approved credit. Funds will be transferred to your bank account or e-wallet;
- Flexible repayment options. Choose to repay loan entirely anytime or pay back by minimum monthly payments.
Who can use our service?
- 20-65 years old;
- Employed individuals and selected professionals;
- Filipino residents.
How soon my loan application will be reviewed?
We strive to review your loan application on the same working day and as soon as possible. Please be ready to await a call from our operator for verification and make sure that your references can take our call as well. Please note that we operate only during working days.
Where can I receive my loan?
The loan will be disbursed directly to your nominated bank or e-wallet account which you registered with us.
How soon will I receive my loan after it has been approved?
If your loan was approved before 12.30 PM, you will receive the loan the same day. If your loan was approved after 12.30 PM, you will receive the loan the next working day (non-working days are Saturdays, Sundays and the Philippines national holidays). Clearing periods will depend on your chosen bank or e-wallet provider.
How should I make the payment?
Please login to your account, choose the payment type and method, complete the payment in your online banking or e-wallet, or follow the instructions that you received to your registered email.
When should I make the payment?
Your due date will always be reflected in your account and contract. 3 to 10 days before we will send you an invoice to your email so you can follow up!
What payment methods are supported?
We currently support online and over-the-counter banking from such banks as Asia United Bank, BDO, BPI, BPI Family Savings, Chinabank, Eastwest, Landbank, Metrobank, PNB, RCBC, RCBC MyWallet, RCBC Savings, Robinsons Bank, Security Bank, UCPB, Unionbank, Unionbank EON, Asia United Bank. Supported e-wallets are: GCash, GrabPay and PayMaya.
Can I make the payment earlier?
Yes, you can make the payment earlier anytime. Afterwards, please check your loan information in client account.
What if I am late with my payment?
We strongly advise to contact Vamo customer service immediately if you think you will make a late payment. You will be applied with additional interest and fee if you miss a timely payment of your invoice.
Who can apply for another loan?
All Vamo registered customers can apply for another loan once their current loan has been paid back in full.